Injuries that people sustain in motorcycle accidents are often severe. Since the rider lacks the protection of a vehicle frame, the impact can lead to devastating consequences. Proper medical assistance requires substantial expenses.
If you were hurt because someone acted negligently on the road, you can file a claim with the at-fault party’s insurance company. An experienced attorney can help you handle motorcycle insurance claims in Albuquerque and assist with claiming fair compensation.
The first part of legal action in a motorcycle accident is to identify the liable party. It can be anyone from a driver who ran a red light to the government entity that failed to put up proper signs. If it is one of the traffic participants or their employers, it may be possible to file a claim with their insurance company.
An attorney in Albuquerque can explain when filing a motorcycle insurance claim is possible and when the injured person must take action directly against the at-fault party.
Regardless of whether the insurance company is involved, the injured person should not wait too long to file a claim. The statute of limitations in New Mexico is just three years. If the insurance company fails to offer a fair payout, a lawsuit must be filed within three years of the accident.
The toughest part of many motorcycle insurance claims filed in Albuquerque is negotiations with the insurance company. Insurance adjusters know how to navigate these negotiations to minimize the payout. They use their knowledge and the victim’s delicate emotional state to pressure them into accepting an unfair amount.
Negotiations with the insurance company can take weeks. During this time, the injured person has to present relevant evidence and convince the adjuster of the case’s strength. Meanwhile, the insurance company can show its own evidence and argue against the person’s right to damages recovery.
The best way to handle these negotiations is to delegate them to a qualified attorney. A lawyer could navigate the process professionally and prevent unfair decisions.
In some situations, negotiations with the insurance company do not allow parties to reach a favorable agreement. If the company refuses to offer a fair settlement, the injured person may have to go to court. In court, the attorney can present the evidence and convince the judge to award fair compensation.
Filing a lawsuit in a motorcycle accident case does not always mean going to trial. The case may still settle during court proceedings if the at-fault party decides to offer a fair settlement. However, even if the trial becomes necessary, high-quality evidence and a strong legal argument can help a person recover full compensation.
Handling motorcycle insurance claims in Albuquerque successfully requires legal knowledge. Without legal assistance, you may lose your chance to recover fair damages. An experienced attorney can help identify a liable party, file a relevant claim, and negotiate with the insurance company.
Duran & McDonald is an Albuquerque legal team with in-depth knowledge of local law. We are invested in helping our community seek justice and receive the money they deserve. Call us for an in-depth consultation about your motorcycle accident case today.
